- Damage assessment should be one of your first first tasks after gaining access to your business.
- Depending on the size of your business you might consider establishing a response and recovery team to do the damage assessment as well as other post hurricane functions.
- The results of the damage assessment should be communicated to your insurance company as soon as possible.
- You and/or members of your response and recovery team should be trained in adavance to conduct damage assessments.
Frequently Asked Questions:
What is involved in conducting a damage assessment?
Some of the things that you and/or your response and recovery team should consider are:
- Contact your insurance company.
- Take photos or videotape the damage.
- Account for all damage-related costs.
- Conduct salvage operations. Separate damaged from undamaged property
- Take an inventory of damaged property (damaged property and goods should be kept on hand until the insurance adjuster assesses the damage).
- Assess the value of the damaged property and the financial impact of your business interruption.
- Protect undamaged property by making temporary repairs (see Protection of Salvageable Assets).
- Keep a log of critical events indicating who did what, when, why and how.
- Keep detailed records of all expenditures.
Where can I get information or training I or my response team should have?
The first source you should consider for training is your insurance company. Many insurance companies have programs covering disaster preparedness and damage assessment.
Hurricane Planning Directory: