Community Rating System
Palm Beach County joined the National Flood Insurance Program’s (NFIP) Community Rating System (CRS) in 1991. The CRS is the County’s primary floodplain management program. It is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed minimum NFIP requirements.
Resident flood insurance premium rates are discounted to reflect the reduced flood risk resulting from community actions that: (1) reduce flood losses; (2) facilitate accurate insurance rating; and (3) promote the awareness of flood insurance. Palm Beach County has recently qualified for a Class 5 rating, placing it in the top 10% of programs nation-wide. By virtue of its ratings increase, the residents of Unincorporated Palm Beach County will see a 25% annual savings in insurance premiums.