Flood Mitigation Assistance Program (FMA)
The Flood Mitigation Assistance (FMA) Program is a National Flood Insurance Program (NFIP) initiative administered by the Florida Department of Community Affairs to help communities identify and implement measures to reduce or eliminate the long-term risk of flood damage to homes and other structures insurable under the National Flood Insurance Program.
Presently Palm Beach County offers the program on a limited basis to owners of “repetitive flood loss” properties based on the availability of Federal and State funds and the availability of local resources to administer the program. The program provides homeowners with reasonable, cost-effective hazard mitigation options and potential public and private financing alternatives.
The Federal Emergency Management Agency contributes up to 75% of eligible mitigation costs. The remaining 25% must come from non-federal sources. The homeowner must contribute at least 12.5%...although, at the present time, Palm Beach County requires the homeowner to contribute the full non-federal share.
Examples of flood mitigation projects that might qualify for FMA funding assistance include:
- Elevation of flood prone structures
- Relocation of flood prone structures
- Demolition (with or without rebuilding at higher elevation)
- Various flood proofing measures
Owners notified by Palm Beach County in writing that their properties are on the NFIP repetitive flood loss list may qualify for financial assistance under the FMA program. Questions regarding program qualification should be directed to the Recovery & Mitigation Program Manager at