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REQUIRED DOCUMENTS - At the time of application submittal, the following documents must be provided:  ​CLICK HERE for the list of required documents​

  • Tri-Merge Credit Report (three bureau report) showing at least a 630 FICO credit score (NOTE:  This document will be used for application purpose only.  Palm Beach County will pull a credit report when determining the final approved mortgage loan amount.)
  • Copy of valid Drivers' License or State Identification for ALL adult household members
  • Copy of U.S. Birth Certificates or valid U.S. Passport or Naturalization Certificate for all household members.  For all Non-U.S. Citizen household members provide a copy of a valid Permanent Resident Card
  • Copy of current Verification of Employment (VOE) completed and signed by employer within 30 days of submission of application (Preferred) (OR) copy of most recent paycheck stub for ALL working adult household members
  • Copy of most recent Social Security, Retirement and/or Disability Award Letter for ALL household members
  • If an adult student is employed – copy of current class schedule
  • If unemployed, a copy of unemployment benefits statement (OR) a completed Unemployment Affidavit for ALL household members
  • Wage Earner Statement from Social Security Administration for ALL unemployed adult household members
  • If self-employed provide a completed YTD Profit and Loss (P & L) Statement for ALL adult household members AND most recent three (3) years of tax returns (signed and dated) as submitted to the IRS (OR) current 1099 Income earner AND most recent three (3) years of tax returns (signed and dated) as submitted to the IRS
  • Court ordered child support documentation and/or proof from Palm Beach County Clerk and Comptroller's Office that there is/are no child support case(s) or award(s); and ALL appropriate legal documentation for adoption, divorce, battered spouse & restraining order
  • Completed Verification of Deposit (VOD) (Preferred) for ALL current accounts (checking, savings, CD, IRA, Investment, Retirement) for all adult household members (OR) copy of most recent bank statements
  • Most recent two (2) years of tax returns (signed and dated) as submitted to the IRS and W2s/1099s for applicant and co-applicant (Mark out the first five (5) digits of your social security number before submitting)
  • Certificate of Completion for Homebuyer Education from a HUD Certified Counseling Agency or Neighborworks America (OR) Documentation of an upcoming scheduled appointment  List of Housing Partners is here​
  • Palm Beach County's Eight (8) Hour Homebuyer Education Counseling Certification form completed by the Counseling Agency's Instructor​