Palm Beach County Department of Housing and Economic Development (HED) announces the availability of SHIP Foreclosure Prevention funds.  Applications are available online by visiting the website below.  Applications are accepted on a first submitted, first qualified, first served basis, subject to funding availability. 

SHIP Foreclosure Prevention Program - Funding is provided to assist with delinquent mortgage payments (PITI), up to three (3) months additional payments, property taxes, and homeowners insurance. Additionally, funding may assist with late fees, attorney's fees, homeowners' association payments, special assessments, other foreclosure associated costs, and mortgage delinquency and default resolution counseling. Maximum Award Amount is up to $20,000. Assistance will be awarded as a deferred loan secured by a five (5) year mortgage.

Household Size and Income Categories to be served:

Number of Persons

in Household

Moderate 140% AMI

(Less than or Equal to)

1 $95,480
2 $109,200
3 $122,780
4 $136,360

 PROGRAMS REQUIRED DOCUMENTS: A list of required documents is located HERE.   ALL documents must be provided at the time of application – for ALL household members.  If the applicant's property is located in the incorporated areas of Boca Raton, Delray Beach, Boynton Beach, and West Palm Beach, the applicant must apply for assistance with the city where the property is located. 

Click Here for Foreclosure Prevention Application


​For additional information, please contact:

Palm Beach County

Department of Housing and Economic Development (HED)

Mortgage and Housing Investments Division

100 Australian Avenue, 5th Floor, West Palm Beach, FL  33406

Telephone: (561) 233-3600 Receptionist or Antoinette Prescott (561)233-3606 

Website:  https://pbcgov.com/HED