APPLICATION LAUNCH DATE

Starts Monday, January 24, 2022 at 8:00am and ends on Monday, February 28, 2022
(or until 90 applications have been submitted)
American Rescue Plan Act of 2021 (ARPA) Owner-Occupied Housing Rehabilitation Program

ALLOCATION AMOUNT: $8,000,000                                          MAXIMUM AWARD: $100,000 (Including Contingency) 

OWNER OCCUPIED HOUSING REHABILIATION SUMMARY:  Funding will assist income eligible homeowners, residing in the unincorporated area of Palm Beach County, with substantial rehabilitation to correct code violations or incipient items that will become a code violation. NOTE: Applicant must provide a statement on how their household was financially impact by COVID19.  PROPERTY'S ASSESSED VALUE CANNOT EXCEED $352,371

HOUSEHOLD SIZE AND INCOME CATEGORIES TO BE SERVED

Number of Persons in Household​​Extremely Low Income (30%)​Very Low Income (50%)​Low Income (80%)​Moderate Income (140%)
1​$18,000​$30,000​​$47,950​$84,000
2​$20,600​$34,250​​$54,800​$95,900
3​$23,150​$38,550​​$61,650​$107,940
4​$26,500​$42,800​​$68,500​$119,840
5​$31,040​$46,250​​$74,000​$129,500
6​$35,580​$49,650​​$79,500​$139,020
7​$40,120​$53,100​$84,950​$148,680
8​$44,660​$56,500​​$90,450​$158,200

  

APPLICANT SELECTION CRITERIA: Ninety (90) applications will be available online by visiting the website at pbcgov.com/HED beginning Monday, January 24, 2022.  Applications will be accepted on a first submitted, first qualified, first served basis, subject to funding availability until Monday, February 28, 2022, or until 90 applications have been submitted.

REQUIRED DOCUMENTS: At the time of application submittal, the following documents must be provided for the applicant, co-applicant and ALL adult household members:

  • Copy of valid Drivers' License or State Identification
  • Copy of Birth Certificates or valid U.S. Passport or Naturalization Certificate (for all Non-U.S. Citizen household members provide a copy of a valid Permanent Resident Card).
  • Copy of most recent paycheck stub (OR) a current completed Verification of Employment (VOE) completed within 30 days of submission of application
  • Completed YTD Profit and Loss Statement (if self-employed or current 1099 Income earner)
  • If an adult student is employed – copy of class schedule on school's letterhead
  • Copy of most recent Social Security, Retirement and/or Disability Award Letter
  • Wage Earner Statement from Social Security Administration for ALL unemployed adult household members
  • Court ordered child support documentation/ALL appropriate legal documentation for adoption, divorce, battered spouse & restraining order
  • A Completed Verification of Deposit (VOD) for ALL current accounts
  • Most recent two (2) years of tax returns (signed and dated) and W2s
  • If self-employed, provide copy of a current 1099 and three (3) years of most recent tax returns
  • Copies of ALL mortgages and/or warranty deeds
  • Copy of most recent mortgage statement
  • Copy of Homeowners Insurance (Declaration age only)

 
ADDITIONAL INFORMATION:

  • ALL applicants are required to attend a Virtual Mandatory Orientation facilitated by HED, prior to application submittal.  Interested parties may register at https://survey.pbcgov.com/s3/HED-Owner-Occupied-Housing-Rehabilitation beginning Monday, December 13, 2021.   
  • Virtual Mandatory Orientations Schedule HERENOTE: Applications will not be reviewed if proof of orientation attendance is not provided. Orientation dates are posted on the website.
  • To ensure eligibility, properties must be located in the unincorporated area of PBC, and within a federally designated Qualified Census Tract (QCT - See East County Map and Glades Map).  Properties located outside of a QCT, may not be eligible for rehabilitation assistance.
  • Mortgage payments, insurance and taxes must be current/paid to date. NOTE: This program may pay one (1) year insurance premium in the event that the eligible homeowner does not have homeowners insurance. 
  • Applicant may not currently own or have liquid assets exceeding $200,000, and/or a combination of liquid and non-liquid assets exceeding $352,371 - (excluding their primary residence).
  • Funds will be awarded as a 0% interest deferred payment loan secured by a recorded mortgage and note for 15 years.  The loan is forgiven at the end of the 15-year term, if no default has occurred.
  • Applicants are “ineligible" to apply for assistance if there is currently a Palm Beach County rehabilitation and/or repair mortgage lien on the property and/or code violation liens on the property.

    Telephone: (561) 233-3606; (561)233-3693; or (561)233-3600.                    Email: HEDverify@pbcgov.org